Disclosures

Not a lender or broker

LendSonar is an independent informational directory owned and operated by IMMA Technologies LLC, a Texas limited liability company. We are not a lender, bank, credit union, loan broker, mortgage broker, credit services organization or credit repair organization. We do not make loans or credit decisions, do not take applications, do not arrange or negotiate credit for you, and do not charge you any fee to obtain credit. We do not offer services to improve your credit.

No guarantee

Using LendSonar does not guarantee approval, any loan amount, rate or term. Rates, fees, eligibility and availability are determined solely by each institution, may change at any time, and may not be available in every state. Information shown is from public sources as of the date indicated and should be verified with the institution.

How we are compensated

Some institutions pay us a flat advertising fee that does not depend on whether you apply or are approved. Paid placements are labeled "Sponsored". Payment may affect where a sponsored listing appears but does not affect our non-sponsored listings or their order. We do not list every lender or product available. We never charge you to use LendSonar.

How listings are ranked

Non-sponsored listings are ordered alphabetically within the loan type and state you select. Ranking is never sold unless the listing is labeled "Sponsored".

Trademarks and no affiliation

Names, logos and trademarks of financial institutions are the property of their respective owners and are used only to identify those institutions. Their appearance does not imply endorsement, sponsorship or affiliation with LendSonar, unless expressly stated.

Deposit insurance

LendSonar is not a bank or credit union and is not FDIC- or NCUA-insured. Deposit insurance, where it exists, is provided to depositors of the specific insured institution, covers deposits only, and does not cover loans or non-deposit products. Lenders listed as "private" or "direct lenders" are generally not banks and are not FDIC- or NCUA-insured. Verify a bank at https://banks.data.fdic.gov/bankfind-suite/ and a credit union at https://mapping.ncua.gov/.

Credit unions

Credit unions require membership. Eligibility is set by each credit union's field of membership and may require a donation to an affiliated organization or other conditions.

SBA loans

LendSonar is not affiliated with or endorsed by the U.S. Small Business Administration. SBA loans are made by participating lenders.

Not advice

Content is general information, not financial, legal or tax advice. Consult a qualified professional.

Divulgaciones

No somos prestamista ni bróker

LendSonar es un directorio informativo independiente, propiedad de y operado por IMMA Technologies LLC, sociedad de responsabilidad limitada de Texas. No somos prestamista, banco, unión de crédito, bróker de préstamos o hipotecas, organización de servicios de crédito ni de reparación de crédito. No otorgamos préstamos, no recibimos solicitudes, no gestionamos crédito por ti y no te cobramos por obtenerlo.

Sin garantía

Usar LendSonar no garantiza aprobación, monto, tasa ni condiciones. Cada institución decide sola; la información puede cambiar y no estar disponible en todos los estados.

Cómo recibimos compensación

Algunas instituciones nos pagan una tarifa fija de publicidad que no depende de que solicites o te aprueben. Los espacios pagados se marcan como "Patrocinado". El pago puede influir en dónde aparece un listado patrocinado, pero no afecta a los listados no patrocinados ni a su orden. No listamos todos los prestamistas ni productos disponibles. Nunca te cobramos por usar LendSonar.

Cómo se ordenan los listados

Los listados no patrocinados se ordenan alfabéticamente dentro del tipo de préstamo y estado que elijas. El orden nunca se vende, salvo en listados marcados como "Patrocinado".

Marcas

Los nombres y logotipos de las instituciones pertenecen a sus dueños y se usan solo para identificarlas, sin implicar respaldo ni afiliación.

Seguro de depósitos

LendSonar no es banco ni unión de crédito y no está asegurada por la FDIC ni la NCUA. Verifica un banco en FDIC BankFind y una unión de crédito en NCUA. El seguro cubre solo depósitos en la institución asegurada, no préstamos. Los prestamistas privados generalmente no están asegurados.

Uniones de crédito, SBA y asesoría

Las uniones de crédito requieren membresía. No estamos afiliados ni respaldados por la Administración de Pequeñas Empresas (SBA) de EE. UU.; los préstamos SBA los otorgan prestamistas participantes. Las uniones de crédito pueden exigir condiciones como una donación a una organización afiliada. El contenido es informativo, no asesoría.