Terms of Use
Last updated: November 12, 2026
1. Who we are
LendSonar is an independent online directory owned and operated by IMMA Technologies LLC, a Texas limited liability company ("IMMA Technologies", "we", "us"). By using this website you agree to these Terms.
2. What we are — and are not
LendSonar is an informational directory of financial institutions and lenders. We are not a lender, bank, credit union, loan broker, credit services organization, credit repair organization, mortgage broker, or financial, legal or tax advisor. We do not make loans, make credit decisions, negotiate or arrange loans on your behalf, accept loan applications, or collect fees from you to obtain credit. All applications are submitted directly to, and all decisions, rates and terms are set solely by, each institution.
3. No guarantee; information accuracy
Listings are compiled from public sources and may be incomplete, outdated or inaccurate. Products, rates, eligibility and availability change without notice and vary by state. Always confirm terms directly with the institution. We do not guarantee approval, any rate, or any outcome.
4. How we are paid
We do not charge you to use the site. Some institutions pay us flat advertising fees for clearly labeled "Sponsored" placements. Our compensation, if any, is described in our Advertiser & Compensation Disclosure.
5. Eligibility and acceptable use
You must be at least 18 years old. You may not scrape, misuse, reverse-engineer, interfere with the site, submit false information, or use the site for any unlawful purpose.
6. Third-party sites and trademarks
Links to third-party websites are provided for convenience; we do not control them and are not responsible for their content, privacy practices or products. Institution names and marks belong to their owners and are used only to identify them; no endorsement, sponsorship or affiliation is implied unless expressly stated.
7. Intellectual property
Site content, design and the LendSonar name and logo are owned by IMMA Technologies LLC. Limited personal, non-commercial use is permitted.
8. Disclaimer of warranties
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, TO THE FULLEST EXTENT PERMITTED BY LAW.
9. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, AND OUR TOTAL LIABILITY IS LIMITED TO US$100. Some jurisdictions do not allow these limits; nothing here limits rights you have under non-waivable law (including the Texas Deceptive Trade Practices Act where applicable).
10. Indemnity
You agree to indemnify us for claims arising from your misuse of the site or violation of these Terms.
11. Governing law and disputes
These Terms are governed by Texas law and applicable federal law.
12. Electronic communications
You consent to receive notices electronically consistent with the federal ESIGN Act (15 U.S.C. § 7001 et seq.).
13. Changes; contact
We may update these Terms by posting a new date.
Términos de uso
Última actualización: 12 de noviembre de 2026
1. Quiénes somos
LendSonar es un directorio en línea independiente, propiedad de y operado por IMMA Technologies LLC, sociedad de responsabilidad limitada de Texas ("IMMA Technologies", "nosotros"). Al usar este sitio aceptas estos Términos.
2. Qué somos y qué no somos
LendSonar es un directorio informativo de instituciones financieras y prestamistas. No somos prestamista, banco, unión de crédito, bróker de préstamos, organización de servicios de crédito, organización de reparación de crédito, bróker hipotecario ni asesor financiero, legal o fiscal. No otorgamos préstamos, no tomamos decisiones de crédito, no negociamos ni gestionamos préstamos por ti, no recibimos solicitudes ni te cobramos por obtener crédito. Las solicitudes se presentan directamente a cada institución, que decide sola tasas y condiciones.
3. Sin garantía; exactitud
Los listados provienen de fuentes públicas y pueden estar incompletos o desactualizados. Confirma siempre las condiciones con la institución. No garantizamos aprobación, tasa ni resultado.
4. Cómo nos pagan
No te cobramos por usar el sitio. Algunas instituciones nos pagan tarifas fijas de publicidad por espacios marcados como "Patrocinado". Ver la Divulgación de anunciantes y compensación.
5. Uso aceptable
Debes tener al menos 18 años. Prohibido extraer datos masivamente, dar información falsa o usar el sitio para fines ilícitos.
6. Sitios y marcas de terceros
Los enlaces a terceros son por conveniencia; no somos responsables de su contenido. Los nombres y marcas de las instituciones pertenecen a sus dueños y se usan solo para identificarlas, sin implicar respaldo ni afiliación.
7. Propiedad intelectual
El contenido, diseño, nombre y logo de LendSonar pertenecen a IMMA Technologies LLC.
8–9. Garantías y responsabilidad
El sitio se ofrece "tal cual". En la medida permitida por la ley, no respondemos por daños indirectos y nuestra responsabilidad total se limita a US$100, sin afectar derechos irrenunciables.
10–13. Indemnización, ley aplicable, comunicaciones electrónicas, cambios
Rige la ley de Texas y la federal. Aceptas avisos electrónicos conforme a la ley ESIGN. Podemos actualizar estos Términos. En caso de discrepancia, prevalece la versión en inglés.