Directory

U.S. lenders, organized by specialty

Research institutions by sector, then apply directly on each lender's own website.

• Agriculture / Farm 7
• Aircraft 5
• Asset-Based Lending 9
• Auto Loans 6
• Bridge / Hard Money 8
• Business Credit Cards 5
• Business Lines of Credit 6
• CDFI & Nonprofit 8
• Cannabis-Compliant 3
• Commercial Real Estate 5
• Construction Equipment Financing 21
• Construction Loans 5
• Credit-Builder 6
• DSCR / Real Estate Investor 6
• Dealer Floor Plan & Inventory 8
• Ecommerce / Amazon Sellers 10
• Franchise Financing 9
• Government Contractors 5
• Heavy / Yellow Iron 12
• Imported / Foreign Equipment 12
• Industrial & Manufacturing Equipment 11
• Invoice Factoring 10
• Marine 4
• Marketplaces / Brokers 10
• Medical & Dental Equipment 5
• Minority / Women / Veteran 6
• Open-Membership Credit Unions 12
• Personal Loans 23
• Purchase Order Financing 6
• Regional & Community Banks 14
• Residential Mortgage 3
• Restaurant Equipment 7
• Revenue-Based Financing 11
• SBA 7(a)/504/Microloans 17
• Solar & Energy 4
• Startup & Venture Debt 8
• Student Loans 5
• Tech / SaaS 8
• Trucking & Commercial Vehicles 10
• Working Capital / Term Loans 9

Listed alphabetically. Listings are informational, compiled from public sources (data compiled 2026-11-04; not a per-lender verification of terms or state availability), and do not imply endorsement or affiliation; names are used only to identify each institution. No listing is sponsored today — paid placements, if any, will be labeled "Sponsored". Marketplaces and intermediaries are labeled because they do not lend directly. LendSonar is not a lender or broker and does not guarantee approval. Disclosures

180 institutions shown

• 8fig

  Direct lender

  Capital ecommerce · Availability: confirm with lender

  • Minimum requirements: $12K+ average monthly revenue (3 months); $100K+ annual revenue
  Published excerpts (original wording)

  • $12K+ in average monthly revenue $12K+ average monthly revenue (last 3 months) Your business has generated average monthly sales of at least $12K over the last three months. — 8fig.co
  • $100K+ annual revenue $100K+ annual revenue Your business has generated more than $100K in sales over the past 12 months. — 8fig.co

  Source: 8fig.co · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Ecommerce / Amazon Sellers Revenue-Based Financing

  Visit official site (opens in new tab)

• Accion Opportunity Fund

  Direct lender

  CDFI · Availability: confirm with lender

  • Typical amount: $100,000–$350,000
  • Published terms: 10-year term
  Published excerpts (original wording)

  • With amounts ranging from $100,000-$350,000 and a 10-year term , this loan gives you actionable capital, at a pace that supports long-term stability. — aofund.org
  • We provide flexible equipment financing for heavy and medium-duty new or used trucks and trailers, with loan amounts ranging from up to $250,000—whether you’re just starting out or you’re an experienced driver looking to — aofund.org

  Source: aofund.org · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  CDFI & Nonprofit Minority / Women / Veteran Working Capital / Term Loans

  Visit official site (opens in new tab)

• AFC Gamma

  Direct lender

  Loans cannabis CRE · Availability: confirm with lender

  • Typical amount: Senior debt typically $5–$50 million
  Published excerpts (original wording)

  • The company primarily originates, structures, invests and manages direct senior debt investments typically ranging from $5 to $50 million. — afcgamma.com

  Source: afcgamma.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Cannabis-Compliant Commercial Real Estate

  Visit official site (opens in new tab)

• Affinity FCU

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: affinityfcu.com · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• AgAmerica

  Direct lender

  Tierras agriculturals · Availability: confirm with lender

  See lender for terms. Source: agamerica.com · Data compiled: 2026-11-04

  Agriculture / Farm

  Visit official site (opens in new tab)

• AirFleet Capital

  Direct lender

  Aeronaves · Availability: confirm with lender

  See lender for terms. Source: airfleetcapital.com · Data compiled: 2026-11-04

  Aircraft

  Visit official site (opens in new tab)

• Alliant Credit Union

  Direct lender

  Personal $1K–$100K · Availability: confirm with lender

  See lender for terms. Source: alliantcreditunion.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• Ally Auto

  Direct lender

  Auto, floor plan dealers · Availability: confirm with lender

  See lender for terms. Source: ally.com · Data compiled: 2026-11-04

  Auto Loans Dealer Floor Plan & Inventory

  Visit official site (opens in new tab)

• altLINE (Southern Bank)

  Direct lender

  Factoring bancario · Availability: confirm with lender

  See lender for terms. Source: altline.sobanco.com · Data compiled: 2026-11-04

  Invoice Factoring Asset-Based Lending

  Visit official site (opens in new tab)

• Amazon Lending (Amazon Seller)

  Direct lender

  Loans para vendedores · Availability: confirm with lender

  See lender for terms. Source: sell.amazon.com · Data compiled: 2026-11-04

  Ecommerce / Amazon Sellers

  Visit official site (opens in new tab)

• American Express Business Blueprint

  Direct lender

  Línea, cards · Availability: confirm with lender

  See lender for terms. Source: americanexpress.com · Data compiled: 2026-11-04

  Business Lines of Credit Business Credit Cards

  Visit official site (opens in new tab)

• Andrews FCU

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: andrewsfcu.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• AOPA Finance

  Intermediary / broker — does not lend directly

  Aviones (broker AOPA) · Availability: confirm with lender

  See lender for terms. Source: finance.aopa.org · Data compiled: 2026-11-04

  Aircraft Marketplaces / Brokers

  Visit official site (opens in new tab)

• ApplePie Capital

  Direct lender

  Franquicias · Availability: confirm with lender

  See lender for terms. Source: applepiecapital.com · Data compiled: 2026-11-04

  Franchise Financing

  Visit official site (opens in new tab)

• Arbor Realty Trust

  Direct lender

  Multifamiliar · Availability: confirm with lender

  See lender for terms. Source: arbor.com · Data compiled: 2026-11-04

  Commercial Real Estate DSCR / Real Estate Investor

  Visit official site (opens in new tab)

• Arc

  Direct lender

  Capital SaaS · Availability: confirm with lender

  See lender for terms. Source: arc.tech · Data compiled: 2026-11-04

  Revenue-Based Financing Tech / SaaS

  Visit official site (opens in new tab)

• Ascentium Capital (Regions)

  Direct lender

  Equipment hasta $2M; loan hasta $250K · Availability: confirm with lender

  • Typical amount: Small loans up to $250,000; equipment up to $2 million

  Source: ascentiumcapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Equipment Financing Franchise Financing Imported / Foreign Equipment Industrial & Manufacturing Equipment Restaurant Equipment Working Capital / Term Loans

  Visit official site (opens in new tab)

• Avant

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: avant.com · Data compiled: 2026-11-04

  Personal Loans Credit-Builder

  Visit official site (opens in new tab)

• Balboa Capital (Ameris)

  Direct lender

  Equipment, SBA · Availability: confirm with lender

  • Typical amount: SBA $400,000–$5 million

  Source: balboacapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Equipment Financing Franchise Financing Industrial & Manufacturing Equipment Restaurant Equipment SBA 7(a)/504/Microloans

  Visit official site (opens in new tab)

• Bank of America Practice Solutions

  Direct lender

  Prácticas médicas/dentales · Availability: confirm with lender

  See lender for terms. Source: bankofamerica.com · Data compiled: 2026-11-04

  Medical & Dental Equipment

  Visit official site (opens in new tab)

• Bank of Utah (Aircraft)

  Direct lender

  Financing de aeronaves · Availability: confirm with lender

  See lender for terms. Source: bankofutah.com · Data compiled: 2026-11-04

  Aircraft Regional & Community Banks

  Visit official site (opens in new tab)

• Benefit Street Partners

  Direct lender

  Crédito privado CRE · Availability: confirm with lender

  See lender for terms. Source: benefitstreetpartners.com · Data compiled: 2026-11-04

  Commercial Real Estate Bridge / Hard Money

  Visit official site (opens in new tab)

• Benetrends

  Intermediary / broker — does not lend directly

  ROBS/financing franquicia · Availability: confirm with lender

  See lender for terms. Source: benetrends.com · Data compiled: 2026-11-04

  Franchise Financing

  Visit official site (opens in new tab)

• Best Egg

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: bestegg.com · Data compiled: 2026-11-04

  Personal Loans

  Visit official site (opens in new tab)

• Biz2Credit

  Marketplace — does not lend directly

  Plataforma/marketplace · Availability: confirm with lender

  See lender for terms. Source: biz2credit.com · Data compiled: 2026-11-04

  Marketplaces / Brokers Working Capital / Term Loans

  Visit official site (opens in new tab)

• Blue FCU

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: bluefcu.com · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• Bluevine

  Direct lender

  Línea hasta $250K · Availability: confirm with lender

  • Typical amount: Line of credit up to $250,000 (term loans up to $500K via partners)

  Source: bluevine.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Business Lines of Credit

  Visit official site (opens in new tab)

• BoeFly

  Marketplace — does not lend directly

  Marketplace franquicias · Availability: confirm with lender

  See lender for terms. Source: boefly.com · Data compiled: 2026-11-04

  Franchise Financing Marketplaces / Brokers

  Visit official site (opens in new tab)

• Brex

  Direct lender

  Tarjeta corporativa · Availability: confirm with lender

  See lender for terms. Source: brex.com · Data compiled: 2026-11-04

  Business Credit Cards Startup & Venture Debt

  Visit official site (opens in new tab)

• Brookridge Funding

  Direct lender

  PO financing, ABL · Availability: confirm with lender

  See lender for terms. Source: brookridgefunding.com · Data compiled: 2026-11-04

  Purchase Order Financing Asset-Based Lending

  Visit official site (opens in new tab)

• Builders Capital

  Direct lender

  Construction · Availability: confirm with lender

  • Typical amount: Annual exposure limit up to $350MM
  Published excerpts (original wording)

  • 2 We Establish Your Capital Capacity We set an annual exposure limit of up to $350MM based on the scale of your business and projected production. — builderscapital.com
  • We're on track to close $100,000,000 this year, and with banks pulling back from construction financing, that number is only set to grow. — builderscapital.com

  Source: builderscapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Loans Bridge / Hard Money

  Visit official site (opens in new tab)

• Byline Bank

  Direct lender

  SBA · Availability: confirm with lender

  See lender for terms. Source: bylinebank.com · Data compiled: 2026-11-04

  SBA 7(a)/504/Microloans Regional & Community Banks

  Visit official site (opens in new tab)

• Capchase

  Direct lender

  RBF SaaS · Availability: confirm with lender

  See lender for terms. Source: capchase.com · Data compiled: 2026-11-04

  Revenue-Based Financing Tech / SaaS

  Visit official site (opens in new tab)

• Capital One Auto

  Direct lender

  Auto · Availability: confirm with lender

  See lender for terms. Source: capitalone.com · Data compiled: 2026-11-04

  Auto Loans

  Visit official site (opens in new tab)

• Capital One Business

  Direct lender

  Cards · Availability: confirm with lender

  See lender for terms. Source: capitalone.com · Data compiled: 2026-11-04

  Business Credit Cards

  Visit official site (opens in new tab)

• Carvana Financing

  Direct lender

  Auto · Availability: confirm with lender

  See lender for terms. Source: carvana.com · Data compiled: 2026-11-04

  Auto Loans

  Visit official site (opens in new tab)

• Carver Federal Savings Bank

  Direct lender

  Banco MDI/CDFI (región NY) · Availability: confirm with lender

  See lender for terms. Source: carverbank.com · Data compiled: 2026-11-04

  Minority / Women / Veteran Regional & Community Banks

  Visit official site (opens in new tab)

• Caterpillar Financial

  Direct lender

  Financing cautivo Cat · Availability: confirm with lender

  • Minimum requirements: Under $350K: photo ID and business information; over $350K: 2–3 years of financial statements

  Source: cat.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Equipment Financing Heavy / Yellow Iron Marine

  Visit official site (opens in new tab)

• CDC Small Business Finance

  Direct lender

  SBA 504, micro · Availability: confirm with lender

  • Typical amount: SBA 504 $250K–$30M+; small loans $30K–$350K

  Source: cdcloans.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  SBA 7(a)/504/Microloans CDFI & Nonprofit

  Visit official site (opens in new tab)

• Celtic Bank

  Direct lender

  SBA, capital · Availability: confirm with lender

  • Typical amount: SBA 7(a)/504: $350K–$5M; working capital $50K–$350K; supply chain $50K–$1M
  • Published terms: Up to 25 years (SBA); up to 10 years (working capital / supply chain)

  Source: celticbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  SBA 7(a)/504/Microloans Regional & Community Banks

  Visit official site (opens in new tab)

• Chartway FCU

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: chartway.com · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• Chase Ink

  Direct lender

  Cards · Availability: confirm with lender

  See lender for terms. Source: creditcards.chase.com · Data compiled: 2026-11-04

  Business Credit Cards

  Visit official site (opens in new tab)

• Chicago Atlantic

  Direct lender

  Crédito cannabis · Availability: confirm with lender

  See lender for terms. Source: chicagoatlantic.com · Data compiled: 2026-11-04

  Cannabis-Compliant

  Visit official site (opens in new tab)

• Chime Credit Builder

  Direct lender

  Tarjeta credit builder · Availability: confirm with lender

  See lender for terms. Source: chime.com · Data compiled: 2026-11-04

  Credit-Builder

  Visit official site (opens in new tab)

• Clearco

  Direct lender

  RBF · Availability: confirm with lender

  • Typical amount: Up to $10 million
  • Published terms: Estimated terms up to 12 months
  • Minimum requirements: 6+ months of revenue above $100,000/month; U.S.-incorporated

  Source: clearco.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Revenue-Based Financing Ecommerce / Amazon Sellers

  Visit official site (opens in new tab)

• Climate First Bank

  Direct lender

  Loans solares · Availability: confirm with lender

  See lender for terms. Source: climatefirstbank.com · Data compiled: 2026-11-04

  Solar & Energy Regional & Community Banks

  Visit official site (opens in new tab)

• CNH Capital

  Direct lender

  Case/New Holland · Availability: confirm with lender

  See lender for terms. Source: cnhcapital.com · Data compiled: 2026-11-04

  Construction Equipment Financing Heavy / Yellow Iron Agriculture / Farm

  Visit official site (opens in new tab)

• College Ave

  Direct lender

  Estudiantil · Availability: confirm with lender

  See lender for terms. Source: collegeave.com · Data compiled: 2026-11-04

  Student Loans

  Visit official site (opens in new tab)

• Commercial Fleet Financing

  Direct lender

  Flotas · Availability: confirm with lender

  • Typical amount: $10,000–$1,000,000
  Published excerpts (original wording)

  • CFF offers financing ranging from $10,000 – $1,000,000. — commercialfleetfinancing.com

  Source: commercialfleetfinancing.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• Connexus Credit Union

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: connexuscu.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• Consumers Credit Union

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: consumerscu.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• CoreVest

  Direct lender

  Rentas, bridge · Availability: confirm with lender

  See lender for terms. Source: corevestfinance.com · Data compiled: 2026-11-04

  DSCR / Real Estate Investor Bridge / Hard Money

  Visit official site (opens in new tab)

• Credible

  Marketplace — does not lend directly

  Marketplace · Availability: confirm with lender

  See lender for terms. Source: credible.com · Data compiled: 2026-11-04

  Marketplaces / Brokers Personal Loans Student Loans

  Visit official site (opens in new tab)

• Credibly

  Direct lender

  Capital · Availability: confirm with lender

  See lender for terms. Source: credibly.com · Data compiled: 2026-11-04

  Working Capital / Term Loans

  Visit official site (opens in new tab)

• Crestmark (Pathward)

  Direct lender

  Factoring, ABL · Availability: confirm with lender

  See lender for terms. Source: crestmark.com · Data compiled: 2026-11-04

  Asset-Based Lending Government Contractors Invoice Factoring Purchase Order Financing

  Visit official site (opens in new tab)

• Daimler Truck Financial

  Direct lender

  Trucks · Availability: confirm with lender

  See lender for terms. Source: daimlertruck.com · Data compiled: 2026-11-04

  Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• DCU

  Direct lender

  Personal, SBA · Availability: confirm with lender

  See lender for terms. Source: dcu.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions SBA 7(a)/504/Microloans Personal Loans

  Visit official site (opens in new tab)

• Discover Personal Loans

  Direct lender

  $2,500–$40,000 · Availability: confirm with lender

  See lender for terms. Source: discover.com · Data compiled: 2026-11-04

  Personal Loans

  Visit official site (opens in new tab)

• Dividend Finance (Fifth Third)

  Direct lender

  Loans solares/eficiencia · Availability: confirm with lender

  See lender for terms. Source: dividendfinance.com · Data compiled: 2026-11-04

  Solar & Energy

  Visit official site (opens in new tab)

• DLL (De Lage Landen) – socio SANY

  Direct lender

  Financing/leasing de equipment SANY · Availability: confirm with lender

  See lender for terms. Source: info.go.dllgroup.com · Data compiled: 2026-11-04

  Imported / Foreign Equipment Construction Equipment Financing Heavy / Yellow Iron

  Visit official site (opens in new tab)

• Doosan Bobcat / Bobcat Financing

  Direct lender

  Equipment Bobcat · Availability: confirm with lender

  See lender for terms. Source: bobcat.com · Data compiled: 2026-11-04

  Construction Equipment Financing

  Visit official site (opens in new tab)

• Earnest

  Direct lender

  Estudiantil · Availability: confirm with lender

  See lender for terms. Source: earnest.com · Data compiled: 2026-11-04

  Student Loans Personal Loans

  Visit official site (opens in new tab)

• eCapital

  Direct lender

  Factoring, ABL · Availability: confirm with lender

  • Typical amount: Lines of $5M–$250M
  Published excerpts (original wording)

  • With the capacity to fund facilities from $5 million to $250 million, we support a wide range of business needs at every stage. — ecapital.com
  • eCapital Supports Growth “From underwriting to day-to-day operations, their team has been incredibly supportive and easy to work with.” Solutions used Accounts Receivable Financing +50MM Revenue $50 million in revenue ga — ecapital.com

  Source: ecapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Asset-Based Lending Government Contractors Invoice Factoring Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• Encina Business Credit

  Direct lender

  ABL · Availability: confirm with lender

  See lender for terms. Source: encinabc.com · Data compiled: 2026-11-04

  Asset-Based Lending

  Visit official site (opens in new tab)

• Equipment Leases, Inc.

  Direct lender

  Depósitos a fabricantes en China/Europa, progress funding · Availability: confirm with lender

  • Typical amount: Projects up to $150 million
  Published excerpts (original wording)

  • We’re a growth partner with the scale to fund projects up to $150 million. — equipmentleases.com

  Source: equipmentleases.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Imported / Foreign Equipment Industrial & Manufacturing Equipment

  Visit official site (opens in new tab)

• EverBank Equipment Finance

  Direct lender

  Equipment · Availability: confirm with lender

  See lender for terms. Source: everbank.com · Data compiled: 2026-11-04

  Construction Equipment Financing Industrial & Manufacturing Equipment

  Visit official site (opens in new tab)

• Falcon National Bank

  Direct lender

  Socio autorizado SANY America · Availability: confirm with lender

  See lender for terms. Source: falconnational.com · Data compiled: 2026-11-04

  Imported / Foreign Equipment Construction Equipment Financing

  Visit official site (opens in new tab)

• Farm Credit (sistema)

  Direct lender

  Loans agriculturals · Availability: confirm with lender

  See lender for terms. Source: farmcredit.com · Data compiled: 2026-11-04

  Agriculture / Farm

  Visit official site (opens in new tab)

• First Business Bank

  Direct lender

  Socio autorizado SANY America; equipment · Availability: confirm with lender

  See lender for terms. Source: firstbusiness.bank · Data compiled: 2026-11-04

  Imported / Foreign Equipment Construction Equipment Financing Asset-Based Lending

  Visit official site (opens in new tab)

• First Citizens Equipment Finance

  Direct lender

  Equipment, SBA · Availability: confirm with lender

  See lender for terms. Source: firstcitizens.com · Data compiled: 2026-11-04

  Construction Equipment Financing Industrial & Manufacturing Equipment SBA 7(a)/504/Microloans Regional & Community Banks

  Visit official site (opens in new tab)

• First Internet Bank

  Direct lender

  SBA · Availability: confirm with lender

  See lender for terms. Source: firstinternetbancorp.com · Data compiled: 2026-11-04

  SBA 7(a)/504/Microloans Regional & Community Banks

  Visit official site (opens in new tab)

• First Tech FCU

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: firsttechfed.com · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• Fundbox

  Direct lender

  Línea · Availability: confirm with lender

  See lender for terms. Source: fundbox.com · Data compiled: 2026-11-04

  Business Lines of Credit

  Visit official site (opens in new tab)

• Fundera (NerdWallet)

  Marketplace — does not lend directly

  Marketplace · Availability: confirm with lender

  See lender for terms. Source: fundera.com · Data compiled: 2026-11-04

  Marketplaces / Brokers

  Visit official site (opens in new tab)

• Gibraltar Business Capital

  Direct lender

  ABL · Availability: confirm with lender

  See lender for terms. Source: gibraltarbc.com · Data compiled: 2026-11-04

  Asset-Based Lending

  Visit official site (opens in new tab)

• Global Jet Capital

  Direct lender

  Jets · Availability: confirm with lender

  See lender for terms. Source: globaljetcapital.com · Data compiled: 2026-11-04

  Aircraft

  Visit official site (opens in new tab)

• GoodLeap

  Direct lender

  Loans solares · Availability: confirm with lender

  • Typical amount: Up to $150K
  Published excerpts (original wording)

  • GoodLeap Skip to main content Up to $150K in spending power. — goodleap.com
  • The GoodLeap Home Visa Signature® Card puts your home’s equity to work, with up to $150K in spending power 1 , competitive APRs and up to 6% cash back rewards. — goodleap.com

  Source: goodleap.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Solar & Energy

  Visit official site (opens in new tab)

• Grameen America

  Direct lender

  Microcréditos a mujeres · Availability: confirm with lender

  See lender for terms. Source: grameenamerica.org · Data compiled: 2026-11-04

  Minority / Women / Veteran Credit-Builder

  Visit official site (opens in new tab)

• Groundfloor

  Direct lender

  Loans a inversionistas · Availability: confirm with lender

  See lender for terms. Source: groundfloor.com · Data compiled: 2026-11-04

  Bridge / Hard Money Construction Loans

  Visit official site (opens in new tab)

• Guidant Financial

  Intermediary / broker — does not lend directly

  ROBS (Guidant) · Availability: confirm with lender

  See lender for terms. Source: guidantfinancial.com · Data compiled: 2026-11-04

  Franchise Financing

  Visit official site (opens in new tab)

• Harvest Small Business Finance

  Direct lender

  SBA · Availability: confirm with lender

  See lender for terms. Source: harvestsmallbusinessfinance.com · Data compiled: 2026-11-04

  SBA 7(a)/504/Microloans

  Visit official site (opens in new tab)

• Headway Capital

  Direct lender

  Línea · Availability: confirm with lender

  See lender for terms. Source: headwaycapital.com · Data compiled: 2026-11-04

  Business Lines of Credit

  Visit official site (opens in new tab)

• Henry Schein Financial Services

  Direct lender

  Equipment dental · Availability: confirm with lender

  See lender for terms. Source: henryschein.com · Data compiled: 2026-11-04

  Medical & Dental Equipment

  Visit official site (opens in new tab)

• Hercules Capital

  Direct lender

  Venture debt · Availability: confirm with lender

  See lender for terms. Source: htgc.com · Data compiled: 2026-11-04

  Startup & Venture Debt Tech / SaaS

  Visit official site (opens in new tab)

• Horizon Technology Finance

  Direct lender

  Venture debt · Availability: confirm with lender

  See lender for terms. Source: horizontechfinance.com · Data compiled: 2026-11-04

  Startup & Venture Debt

  Visit official site (opens in new tab)

• Huntington Bank

  Direct lender

  SBA · Availability: confirm with lender

  See lender for terms. Source: huntington.com · Data compiled: 2026-11-04

  Franchise Financing Regional & Community Banks SBA 7(a)/504/Microloans

  Visit official site (opens in new tab)

• John Deere Financial

  Direct lender

  Equipment Deere · Availability: confirm with lender

  See lender for terms. Source: deere.com · Data compiled: 2026-11-04

  Construction Equipment Financing Heavy / Yellow Iron Agriculture / Farm

  Visit official site (opens in new tab)

• Kapitus

  Direct lender

  Loans · Availability: confirm with lender

  See lender for terms. Source: kapitus.com · Data compiled: 2026-11-04

  Working Capital / Term Loans Business Lines of Credit

  Visit official site (opens in new tab)

• Kiavi

  Direct lender

  Fix&flip, DSCR · Availability: confirm with lender

  • Typical amount: $75,000–$2,000,000 (jumbo up to $5M)
  • Published terms: From 6.375%*; 30-year fixed, 5/1 and 7/1 ARM (DSCR)
  Published excerpts (original wording)

  • Jumbo Loans Loans up to $5 million to tackle your most ambitious deals. — kiavi.com
  • Interest Rate As low as 6.375% * Loan Amount $75,000–$2,000,000 * Loan Terms 30-year fixed, 5/1 & 7/1 ARMs Loan-to-Value (LTV) Up to 80% * Minimum DSCR As low as 0.8x * No seasoning required when refinancing a Kiavi brid — kiavi.com

  Source: kiavi.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Bridge / Hard Money Construction Loans DSCR / Real Estate Investor

  Visit official site (opens in new tab)

• Kickfurther

  Direct lender

  Financing de inventory · Availability: confirm with lender

  • Minimum requirements: $400K+ revenue over the last 12 months ($200K–$400K with POs from major retailers)
  Published excerpts (original wording)

  • It’s capital that expands with your sales velocity, not your credit score, with no debt and no equity given up. — kickfurther.com
  • We work with brands at $400K+ in trailing 12-month revenue ($200K to $400K if you have POs from major retailers). — kickfurther.com

  Source: kickfurther.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Purchase Order Financing Ecommerce / Amazon Sellers

  Visit official site (opens in new tab)

• Kikoff

  Direct lender

  Credit builder · Availability: confirm with lender

  See lender for terms. Source: kikoff.com · Data compiled: 2026-11-04

  Credit-Builder

  Visit official site (opens in new tab)

• Kind Capital

  Direct lender

  Crédito cannabis · Availability: confirm with lender

  See lender for terms. Source: kindcapital.com · Data compiled: 2026-11-04

  Cannabis-Compliant

  Visit official site (opens in new tab)

• Kinetic Advantage

  Direct lender

  Floor plan · Availability: confirm with lender

  See lender for terms. Source: kineticadvantage.com · Data compiled: 2026-11-04

  Dealer Floor Plan & Inventory

  Visit official site (opens in new tab)

• King Trade Capital

  Direct lender

  PO and comercio internacional · Availability: confirm with lender

  See lender for terms. Source: kingtrade.com · Data compiled: 2026-11-04

  Purchase Order Financing Imported / Foreign Equipment

  Visit official site (opens in new tab)

• Kiva US

  Direct lender

  Microcrédito 0% · Availability: confirm with lender

  See lender for terms. Source: kiva.org · Data compiled: 2026-11-04

  Minority / Women / Veteran CDFI & Nonprofit

  Visit official site (opens in new tab)

• Komatsu Financial

  Direct lender

  Equipment Komatsu · Availability: confirm with lender

  • Published terms: 0% promotional financing up to 48 months (select mini excavators)

  Source: komatsu.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Equipment Financing Heavy / Yellow Iron

  Visit official site (opens in new tab)

• Kubota Credit

  Direct lender

  Equipment Kubota · Availability: confirm with lender

  See lender for terms. Source: kubotausa.com · Data compiled: 2026-11-04

  Construction Equipment Financing Agriculture / Farm

  Visit official site (opens in new tab)

• Lake Michigan CU

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: lmcu.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans

  Visit official site (opens in new tab)

• LEAF Commercial Capital (SANY Capital)

  Direct lender

  SANY Capital powered by LEAF: 100% financing, equipment nuevo/usado cualquier marca · Availability: confirm with lender

  • Typical amount: Up to 100% of cost (incl. taxes and delivery)

  Source: leafnow.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Imported / Foreign Equipment Construction Equipment Financing Heavy / Yellow Iron

  Visit official site (opens in new tab)

• LeaseDirect

  Direct lender

  Leasing · Availability: confirm with lender

  See lender for terms. Source: leasedirect.com · Data compiled: 2026-11-04

  Industrial & Manufacturing Equipment

  Visit official site (opens in new tab)

• LendingTree

  Marketplace — does not lend directly

  Marketplace · Availability: confirm with lender

  See lender for terms. Source: lendingtree.com · Data compiled: 2026-11-04

  Marketplaces / Brokers Personal Loans

  Visit official site (opens in new tab)

• Lendio

  Marketplace — does not lend directly

  Marketplace · Availability: confirm with lender

  See lender for terms. Source: lendio.com · Data compiled: 2026-11-04

  Marketplaces / Brokers

  Visit official site (opens in new tab)

• Lendistry

  Direct lender

  CDFI · Availability: confirm with lender

  • Typical amount: $10,000–$350,000 (term loan)
  • Published terms: Estimated fixed rate from ~11% (see site)
  • Minimum requirements: 2 years in business (or 1 year plus 5 years of industry experience); 620 minimum FICO

  Source: lendistry.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  CDFI & Nonprofit SBA 7(a)/504/Microloans Minority / Women / Veteran

  Visit official site (opens in new tab)

• Lighter Capital

  Direct lender

  RBF · Availability: confirm with lender

  • Typical amount: Up to $10M
  • Minimum requirements: Minimum $200K ARR or $15K MRR

  Source: lightercapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Revenue-Based Financing Tech / SaaS Startup & Venture Debt

  Visit official site (opens in new tab)

• Lima One Capital

  Direct lender

  Fix&flip, DSCR, construction · Availability: confirm with lender

  See lender for terms. Source: limaone.com · Data compiled: 2026-11-04

  Bridge / Hard Money Construction Loans DSCR / Real Estate Investor

  Visit official site (opens in new tab)

• Liquid Capital

  Direct lender

  Factoring/PO · Availability: confirm with lender

  See lender for terms. Source: liquidcapitalcorp.com · Data compiled: 2026-11-04

  Government Contractors Invoice Factoring Purchase Order Financing

  Visit official site (opens in new tab)

• LISC

  Direct lender

  CDFI · Availability: confirm with lender

  See lender for terms. Source: lisc.org · Data compiled: 2026-11-04

  CDFI & Nonprofit

  Visit official site (opens in new tab)

• LiuGong North America

  Direct lender

  Fabricante chino; consultar financing · Availability: confirm with lender

  See lender for terms. Source: liugongna.com · Data compiled: 2026-11-04

  Construction Equipment Financing Imported / Foreign Equipment Heavy / Yellow Iron

  Visit official site (opens in new tab)

• Live Oak Bank

  Direct lender

  SBA 7(a)/504 · Availability: confirm with lender

  • Typical amount: SBA up to $5M and above
  Published excerpts (original wording)

  • SBA Benefit from government-backed financing with options extending up to $5 million and beyond. — liveoakbank.com
  • Live Oak® Express Get an SBA loan up to $350,000 with affordable monthly payments and quick access to capital. — liveoakbank.com

  Source: liveoakbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Franchise Financing Regional & Community Banks SBA 7(a)/504/Microloans

  Visit official site (opens in new tab)

• Marcus

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: marcus.com · Data compiled: 2026-11-04

  Personal Loans

  Visit official site (opens in new tab)

• Marlin (HPS)

  Direct lender

  Equipment · Availability: confirm with lender

  See lender for terms. Source: marlinfinance.com · Data compiled: 2026-11-04

  Industrial & Manufacturing Equipment Restaurant Equipment

  Visit official site (opens in new tab)

• Medallion Bank

  Direct lender

  Loans recreativos (barcos, RV) · Availability: confirm with lender

  See lender for terms. Source: medallionbank.com · Data compiled: 2026-11-04

  Marine

  Visit official site (opens in new tab)

• Merrick Bank

  Direct lender

  Loans de barcos/RV, cards · Availability: confirm with lender

  See lender for terms. Source: merrickbank.com · Data compiled: 2026-11-04

  Marine Credit-Builder

  Visit official site (opens in new tab)

• National Cooperative Bank

  Direct lender

  Banco cooperativo · Availability: confirm with lender

  See lender for terms. Source: ncb.coop · Data compiled: 2026-11-04

  CDFI & Nonprofit Regional & Community Banks

  Visit official site (opens in new tab)

• Nav

  Marketplace — does not lend directly

  Marketplace · Availability: confirm with lender

  See lender for terms. Source: nav.com · Data compiled: 2026-11-04

  Marketplaces / Brokers

  Visit official site (opens in new tab)

• Navistar Financial

  Direct lender

  Trucks · Availability: confirm with lender

  See lender for terms. Source: navistarfinancial.com · Data compiled: 2026-11-04

  Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• Newtek Bank (NewtekOne)

  Direct lender

  SBA, $5K–$15M · Availability: confirm with lender

  • Typical amount: $5K–$15M
  • Published terms: 10–25-year terms, fully amortizing

  Source: newtekone.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Franchise Financing Regional & Community Banks SBA 7(a)/504/Microloans Working Capital / Term Loans

  Visit official site (opens in new tab)

• NextGear Capital

  Direct lender

  Floor plan autos · Availability: confirm with lender

  See lender for terms. Source: nextgearcapital.com · Data compiled: 2026-11-04

  Dealer Floor Plan & Inventory

  Visit official site (opens in new tab)

• Nonprofit Finance Fund

  Direct lender

  Loans a ONG · Availability: confirm with lender

  See lender for terms. Source: nff.org · Data compiled: 2026-11-04

  CDFI & Nonprofit

  Visit official site (opens in new tab)

• Northeast Bank

  Direct lender

  Commercial · Availability: confirm with lender

  • Typical amount: Working capital up to $350,000

  Source: northeastbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  SBA 7(a)/504/Microloans Regional & Community Banks Commercial Real Estate

  Visit official site (opens in new tab)

• Northpoint Commercial Finance

  Direct lender

  Floor plan inventory · Availability: confirm with lender

  See lender for terms. Source: northpointcf.com · Data compiled: 2026-11-04

  Dealer Floor Plan & Inventory

  Visit official site (opens in new tab)

• OnDeck

  Direct lender

  $5K–$400K · Availability: confirm with lender

  • Typical amount: $5K–$400K
  • Published terms: Terms up to 24 months
  • Minimum requirements: 1 year in business; $100K annual revenue; 625 personal FICO; business bank account

  Source: ondeck.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Working Capital / Term Loans Business Lines of Credit

  Visit official site (opens in new tab)

• OTR Solutions

  Direct lender

  Factoring transporte · Availability: confirm with lender

  See lender for terms. Source: otrsolutions.com · Data compiled: 2026-11-04

  Invoice Factoring Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• PACCAR Financial

  Direct lender

  Trucks Kenworth/Peterbilt · Availability: confirm with lender

  See lender for terms. Source: paccarfinancial.com · Data compiled: 2026-11-04

  Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• Paragon Financial

  Direct lender

  Factoring · Availability: confirm with lender

  • Typical amount: Lines of $5M–$250M
  Published excerpts (original wording)

  • With the capacity to fund facilities from $5 million to $250 million, we support a wide range of business needs at every stage. — paragonfinancial.net
  • eCapital Supports Growth “From underwriting to day-to-day operations, their team has been incredibly supportive and easy to work with.” Solutions used Accounts Receivable Financing +50MM Revenue $50 million in revenue ga — paragonfinancial.net

  Source: paragonfinancial.net · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Invoice Factoring

  Visit official site (opens in new tab)

• Payability

  Direct lender

  Adelantos marketplace · Availability: confirm with lender

  • Minimum requirements: At least 3 months of sales above $5,000
  Published excerpts (original wording)

  • Qualify with minimum 3 months sales of over $5,000. — payability.com

  Source: payability.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Ecommerce / Amazon Sellers

  Visit official site (opens in new tab)

• PayPal Business Loans

  Direct lender

  Loans/WCL · Availability: confirm with lender

  See lender for terms. Source: paypal.com · Data compiled: 2026-11-04

  Ecommerce / Amazon Sellers Working Capital / Term Loans

  Visit official site (opens in new tab)

• PEAC Solutions (socio LiuGong)

  Direct lender

  Retail, floor plan and flota de renta LiuGong · Availability: confirm with lender

  • Typical amount: Working capital up to $200,000
  Published excerpts (original wording)

  • Working capital loans through PEAC’s capital solutions allow companies to access up to $200,000 within a couple of days, and the appealing interest rates won’t vary. — peacsolutions.com

  Source: peacsolutions.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Imported / Foreign Equipment Construction Equipment Financing Heavy / Yellow Iron Dealer Floor Plan & Inventory

  Visit official site (opens in new tab)

• PenFed Credit Union

  Direct lender

  Personal hasta $50K · Availability: confirm with lender

  See lender for terms. Source: penfed.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans Auto Loans

  Visit official site (opens in new tab)

• Pipe

  Direct lender

  Capital basado en ingresos · Availability: confirm with lender

  See lender for terms. Source: pipe.com · Data compiled: 2026-11-04

  Revenue-Based Financing Tech / SaaS

  Visit official site (opens in new tab)

• Prestige Capital

  Direct lender

  Factoring, PO · Availability: confirm with lender

  • Minimum requirements: Annual sales of $3M–$300M
  Published excerpts (original wording)

  • We purchase invoices from a broad range of companies with annual sales ranging from $3 million to $300 million. — prestigecapital.com
  • We have the ability to factor up to $10 million per month in receivables to any one client. — prestigecapital.com

  Source: prestigecapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Invoice Factoring Purchase Order Financing Government Contractors

  Visit official site (opens in new tab)

• Prosper

  Direct lender

  Personal P2P · Availability: confirm with lender

  See lender for terms. Source: prosper.com · Data compiled: 2026-11-04

  Personal Loans

  Visit official site (opens in new tab)

• Provide (Fifth Third)

  Direct lender

  Prácticas de salud · Availability: confirm with lender

  See lender for terms. Source: getprovide.com · Data compiled: 2026-11-04

  Medical & Dental Equipment

  Visit official site (opens in new tab)

• Pursuit Lending

  Direct lender

  Loans CDFI/SBA · Availability: confirm with lender

  • Typical amount: $10,000–$5,500,000+
  Published excerpts (original wording)

  • Get a business loan Business loans from $10,000 - $5,500,000+ Affordable Rates & Terms View current 504 rates Discover what’s possible with Pursuit “Working with Pursuit has been great. — pursuitlending.com
  • Apply for a business loan Explore our signature loan programs SBA 504 SBA 504 Low, fixed-interest rate funding from $50,000 to $5.5 million and beyond for owner-occupied commercial real estate purchase, heavy equipment p — pursuitlending.com

  Source: pursuitlending.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Minority / Women / Veteran CDFI & Nonprofit SBA 7(a)/504/Microloans

  Visit official site (opens in new tab)

• Quick Spark

  Intermediary / broker — does not lend directly

  Broker equipment · Availability: confirm with lender

  See lender for terms. Source: quickspark.com · Data compiled: 2026-11-04

  Marketplaces / Brokers Construction Equipment Financing

  Visit official site (opens in new tab)

• QuickFi (XCMG America Financial)

  Direct lender

  Loans/leases a tasa fija para equipment XCMG · Availability: confirm with lender

  • Typical amount: Up to $250,000 (credit decision)
  • Published terms: 12–60 months, fixed rate

  Source: quickfi.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Imported / Foreign Equipment Construction Equipment Financing Heavy / Yellow Iron

  Visit official site (opens in new tab)

• Quorum FCU

  Direct lender

  Personal/auto · Availability: confirm with lender

  See lender for terms. Source: quorumfcu.org · Data compiled: 2026-11-04

  Open-Membership Credit Unions Personal Loans Auto Loans

  Visit official site (opens in new tab)

• Rabo AgriFinance

  Direct lender

  Agro · Availability: confirm with lender

  See lender for terms. Source: raboag.com · Data compiled: 2026-11-04

  Agriculture / Farm

  Visit official site (opens in new tab)

• Ramp

  Direct lender

  Tarjeta corporativa · Availability: confirm with lender

  See lender for terms. Source: ramp.com · Data compiled: 2026-11-04

  Business Credit Cards

  Visit official site (opens in new tab)

• RCN Capital

  Direct lender

  Hard money · Availability: confirm with lender

  See lender for terms. Source: rcncapital.com · Data compiled: 2026-11-04

  Bridge / Hard Money Construction Loans DSCR / Real Estate Investor

  Visit official site (opens in new tab)

• Ready Capital

  Direct lender

  SBA, CRE · Availability: confirm with lender

  • Typical amount: Bridge/construction $20MM–$50MM

  Source: readycapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  SBA 7(a)/504/Microloans Commercial Real Estate Bridge / Hard Money

  Visit official site (opens in new tab)

• Rewards Network

  Direct lender

  Adelantos restaurantes · Availability: confirm with lender

  See lender for terms. Source: rewardsnetwork.com · Data compiled: 2026-11-04

  Restaurant Equipment Revenue-Based Financing

  Visit official site (opens in new tab)

• Riviera Finance

  Direct lender

  Factoring · Availability: confirm with lender

  See lender for terms. Source: rivierafinance.com · Data compiled: 2026-11-04

  Government Contractors Invoice Factoring

  Visit official site (opens in new tab)

• Rocket Mortgage

  Direct lender

  Hipoteca · Availability: confirm with lender

  See lender for terms. Source: rocketmortgage.com · Data compiled: 2026-11-04

  Residential Mortgage

  Visit official site (opens in new tab)

• RTS Financial

  Direct lender

  Factoring transporte · Availability: confirm with lender

  See lender for terms. Source: rtsinc.com · Data compiled: 2026-11-04

  Invoice Factoring Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• Runway Growth Capital

  Direct lender

  Growth debt · Availability: confirm with lender

  See lender for terms. Source: runwaygrowth.com · Data compiled: 2026-11-04

  Startup & Venture Debt

  Visit official site (opens in new tab)

• SaaS Capital

  Direct lender

  Línea basada en MRR · Availability: confirm with lender

  See lender for terms. Source: saas-capital.com · Data compiled: 2026-11-04

  Tech / SaaS Revenue-Based Financing

  Visit official site (opens in new tab)

• Sallie Mae

  Direct lender

  Estudiantil · Availability: confirm with lender

  See lender for terms. Source: salliemae.com · Data compiled: 2026-11-04

  Student Loans

  Visit official site (opens in new tab)

• SANY America (financing)

  Direct lender

  Fabricante chino con financing en EE. UU. · Availability: confirm with lender

  • Typical amount: Up to 100% of cost
  • Published terms: 0% promotional financing up to 60 months (select models)

  Source: sanyamerica.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Equipment Financing Heavy / Yellow Iron Imported / Foreign Equipment

  Visit official site (opens in new tab)

• Self

  Direct lender

  Credit builder · Availability: confirm with lender

  See lender for terms. Source: self.inc · Data compiled: 2026-11-04

  Credit-Builder

  Visit official site (opens in new tab)

• Shopify Capital

  Direct lender

  Adelantos · Availability: confirm with lender

  See lender for terms. Source: shopify.com · Data compiled: 2026-11-04

  Ecommerce / Amazon Sellers Revenue-Based Financing

  Visit official site (opens in new tab)

• Siemens Financial Services

  Direct lender

  Equipment industrial/medical · Availability: confirm with lender

  See lender for terms. Source: siemens.com · Data compiled: 2026-11-04

  Industrial & Manufacturing Equipment Medical & Dental Equipment

  Visit official site (opens in new tab)

• Silicon Valley Bank (First Citizens)

  Direct lender

  Venture debt, banca · Availability: confirm with lender

  See lender for terms. Source: svb.com · Data compiled: 2026-11-04

  Startup & Venture Debt Tech / SaaS

  Visit official site (opens in new tab)

• SmartBiz

  Marketplace — does not lend directly

  Plataforma SBA · Availability: confirm with lender

  • Typical amount: $50,000–$350,000
  • Published terms: 10-year term; variable rate capped per SBA rules
  Published excerpts (original wording)

  • 10-year repayment terms with low monthly payments $50,000 - $350,000 for working capital and debt refinancing 3 SBA-capped variable rates with some of the lowest available APRs All direct and indirect owners must be U.S. — smartbizbank.com

  Source: smartbizbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Marketplaces / Brokers SBA 7(a)/504/Microloans

  Visit official site (opens in new tab)

• SoFi

  Direct lender

  Personal, estudiantil · Availability: confirm with lender

  See lender for terms. Source: sofi.com · Data compiled: 2026-11-04

  Personal Loans Student Loans Residential Mortgage

  Visit official site (opens in new tab)

• Square Loans

  Direct lender

  Loans · Availability: confirm with lender

  See lender for terms. Source: squareup.com · Data compiled: 2026-11-04

  Ecommerce / Amazon Sellers Restaurant Equipment Working Capital / Term Loans

  Visit official site (opens in new tab)

• Sungage Financial

  Direct lender

  Loans solares residenciales · Availability: confirm with lender

  See lender for terms. Source: sungage.com · Data compiled: 2026-11-04

  Solar & Energy

  Visit official site (opens in new tab)

• Synchrony (Retail)

  Direct lender

  Financing retail · Availability: confirm with lender

  See lender for terms. Source: synchrony.com · Data compiled: 2026-11-04

  Dealer Floor Plan & Inventory

  Visit official site (opens in new tab)

• Textron Aviation Financial

  Direct lender

  Financing Cessna/Beechcraft · Availability: confirm with lender

  See lender for terms. Source: txtav.com · Data compiled: 2026-11-04

  Aircraft

  Visit official site (opens in new tab)

• The Bancorp Bank

  Direct lender

  SBA, flotas · Availability: confirm with lender

  See lender for terms. Source: thebancorp.com · Data compiled: 2026-11-04

  SBA 7(a)/504/Microloans Regional & Community Banks Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• TimePayment

  Direct lender

  Leasing equipment pequeño · Availability: confirm with lender

  See lender for terms. Source: timepayment.com · Data compiled: 2026-11-04

  Restaurant Equipment Industrial & Manufacturing Equipment

  Visit official site (opens in new tab)

• Toast Capital

  Direct lender

  Loans restaurantes Toast · Availability: confirm with lender

  See lender for terms. Source: pos.toasttab.com · Data compiled: 2026-11-04

  Restaurant Equipment

  Visit official site (opens in new tab)

• Trident Funding

  Intermediary / broker — does not lend directly

  Barcos (broker) · Availability: confirm with lender

  See lender for terms. Source: tridentfunding.com · Data compiled: 2026-11-04

  Marine

  Visit official site (opens in new tab)

• Trinity Capital

  Direct lender

  Venture debt, equipment · Availability: confirm with lender

  See lender for terms. Source: trinitycapital.com · Data compiled: 2026-11-04

  Startup & Venture Debt Tech / SaaS Industrial & Manufacturing Equipment

  Visit official site (opens in new tab)

• Triumph (TFS)

  Direct lender

  Factoring · Availability: confirm with lender

  See lender for terms. Source: triumphfinancialservices.com · Data compiled: 2026-11-04

  Invoice Factoring Trucking & Commercial Vehicles Asset-Based Lending

  Visit official site (opens in new tab)

• Uncapped

  Direct lender

  RBF · Availability: confirm with lender

  • Typical amount: $100K–$2M
  Published excerpts (original wording)

  • Simple, transparent, accessible funding from $100K to $2M to take your business to the next level. — weareuncapped.com
  • For Sellers with $10K+ monthly revenue Fixed Term Financing Take your brand to the next level with our fixed term loans to handle all your marketing, inventory and purchase order needs. — weareuncapped.com

  Source: weareuncapped.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Revenue-Based Financing Ecommerce / Amazon Sellers

  Visit official site (opens in new tab)

• United Wholesale Mortgage

  Direct lender

  Hipoteca mayorista (via brokers) · Availability: confirm with lender

  See lender for terms. Source: uwm.com · Data compiled: 2026-11-04

  Residential Mortgage

  Visit official site (opens in new tab)

• Upgrade

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: upgrade.com · Data compiled: 2026-11-04

  Personal Loans Auto Loans

  Visit official site (opens in new tab)

• Upstart

  Direct lender

  Personal · Availability: confirm with lender

  See lender for terms. Source: upstart.com · Data compiled: 2026-11-04

  Personal Loans

  Visit official site (opens in new tab)

• USDA FSA Farm Loans

  Direct lender

  Loans FSA · Availability: confirm with lender

  See lender for terms. Source: fsa.usda.gov · Data compiled: 2026-11-04

  Agriculture / Farm

  Visit official site (opens in new tab)

• Visio Lending

  Direct lender

  DSCR · Availability: confirm with lender

  See lender for terms. Source: visiolending.com · Data compiled: 2026-11-04

  DSCR / Real Estate Investor

  Visit official site (opens in new tab)

• Volvo Financial Services

  Direct lender

  Equipment/trucks Volvo · Availability: confirm with lender

  See lender for terms. Source: volvofinancialservices.com · Data compiled: 2026-11-04

  Construction Equipment Financing Heavy / Yellow Iron Trucking & Commercial Vehicles

  Visit official site (opens in new tab)

• Wayflyer

  Direct lender

  Capital ecommerce · Availability: confirm with lender

  • Typical amount: $10K–$20M
  Published excerpts (original wording)

  • From $10k to $20m. — wayflyer.com
  • To apply for Wayflyer financing, your business needs at least 6 months of trading history, $10,000+ in monthly sales and incorporation in a supported country: the US, Canada, UK, Ireland, Spain, Germany, Belgium, the Net — wayflyer.com

  Source: wayflyer.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Revenue-Based Financing Ecommerce / Amazon Sellers

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• Wells Fargo Commercial Distribution Finance

  Direct lender

  Floor plan inventory · Availability: confirm with lender

  See lender for terms. Source: wellsfargo.com · Data compiled: 2026-11-04

  Dealer Floor Plan & Inventory

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• Wells Fargo Practice Finance

  Direct lender

  Prácticas dentales/veterinarias · Availability: confirm with lender

  See lender for terms. Source: wellsfargo.com · Data compiled: 2026-11-04

  Medical & Dental Equipment

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• Western Technology Investment

  Direct lender

  Venture debt · Availability: confirm with lender

  See lender for terms. Source: westerntech.com · Data compiled: 2026-11-04

  Startup & Venture Debt

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• Westlake Flooring

  Direct lender

  Floor plan · Availability: confirm with lender

  See lender for terms. Source: westlakeflooringservices.com · Data compiled: 2026-11-04

  Dealer Floor Plan & Inventory

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• White Oak Commercial Finance

  Direct lender

  ABL · Availability: confirm with lender

  See lender for terms. Source: whiteoaksf.com · Data compiled: 2026-11-04

  Asset-Based Lending

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• Wintrust Specialty Finance

  Direct lender

  Equipment · Availability: confirm with lender

  See lender for terms. Source: wintrust.com · Data compiled: 2026-11-04

  Industrial & Manufacturing Equipment Regional & Community Banks

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• XCMG North America

  Direct lender

  Fabricante chino; consultar financing · Availability: confirm with lender

  • Typical amount: Credit decisions up to $250,000
  • Published terms: 12–60 months, fixed rate

  Source: xcmg-usa.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Equipment Financing Imported / Foreign Equipment Heavy / Yellow Iron

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