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Specialty

Construction Loans

Ground-up construction financing. 5 institutions listed. Availability and terms are set by each lender.

Listed alphabetically. Listings are informational, compiled from public sources (data compiled 2026-11-04; not a per-lender verification of terms or state availability), and do not imply endorsement or affiliation; names are used only to identify each institution. No listing is sponsored today — paid placements, if any, will be labeled "Sponsored". Marketplaces and intermediaries are labeled because they do not lend directly. LendSonar is not a lender or broker and does not guarantee approval. Disclosures

• Builders Capital

  Direct lender

  Construction · Availability: confirm with lender

  • Typical amount: Annual exposure limit up to $350MM
  Published excerpts (original wording)

  • 2 We Establish Your Capital Capacity We set an annual exposure limit of up to $350MM based on the scale of your business and projected production. — builderscapital.com
  • We're on track to close $100,000,000 this year, and with banks pulling back from construction financing, that number is only set to grow. — builderscapital.com

  Source: builderscapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Construction Loans Bridge / Hard Money

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• Groundfloor

  Direct lender

  Loans a inversionistas · Availability: confirm with lender

  See lender for terms. Source: groundfloor.com · Data compiled: 2026-11-04

  Bridge / Hard Money Construction Loans

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• Kiavi

  Direct lender

  Fix&flip, DSCR · Availability: confirm with lender

  • Typical amount: $75,000–$2,000,000 (jumbo up to $5M)
  • Published terms: From 6.375%*; 30-year fixed, 5/1 and 7/1 ARM (DSCR)
  Published excerpts (original wording)

  • Jumbo Loans Loans up to $5 million to tackle your most ambitious deals. — kiavi.com
  • Interest Rate As low as 6.375% * Loan Amount $75,000–$2,000,000 * Loan Terms 30-year fixed, 5/1 & 7/1 ARMs Loan-to-Value (LTV) Up to 80% * Minimum DSCR As low as 0.8x * No seasoning required when refinancing a Kiavi brid — kiavi.com

  Source: kiavi.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.

  Bridge / Hard Money Construction Loans DSCR / Real Estate Investor

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• Lima One Capital

  Direct lender

  Fix&flip, DSCR, construction · Availability: confirm with lender

  See lender for terms. Source: limaone.com · Data compiled: 2026-11-04

  Bridge / Hard Money Construction Loans DSCR / Real Estate Investor

  Visit official site (opens in new tab)

• RCN Capital

  Direct lender

  Hard money · Availability: confirm with lender

  See lender for terms. Source: rcncapital.com · Data compiled: 2026-11-04

  Bridge / Hard Money Construction Loans DSCR / Real Estate Investor

  Visit official site (opens in new tab)

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