Specialty
Working Capital / Term Loans
Short-term capital for operating needs. 9 institutions listed. Availability and terms are set by each lender.
Listed alphabetically. Listings are informational, compiled from public sources (data compiled 2026-11-04; not a per-lender verification of terms or state availability), and do not imply endorsement or affiliation; names are used only to identify each institution. No listing is sponsored today — paid placements, if any, will be labeled "Sponsored". Marketplaces and intermediaries are labeled because they do not lend directly. LendSonar is not a lender or broker and does not guarantee approval. Disclosures
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Accion Opportunity Fund
Direct lenderCDFI · Availability: confirm with lender
- Typical amount: $100,000–$350,000
- Published terms: 10-year term
Published excerpts (original wording)
With amounts ranging from $100,000-$350,000 and a 10-year term , this loan gives you actionable capital, at a pace that supports long-term stability.
— aofund.orgWe provide flexible equipment financing for heavy and medium-duty new or used trucks and trailers, with loan amounts ranging from up to $250,000—whether you’re just starting out or you’re an experienced driver looking to
— aofund.org
Source: aofund.org · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Ascentium Capital (Regions)
Direct lenderEquipment hasta $2M; loan hasta $250K · Availability: confirm with lender
- Typical amount: Small loans up to $250,000; equipment up to $2 million
Source: ascentiumcapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Biz2Credit
Marketplace — does not lend directlyPlataforma/marketplace · Availability: confirm with lender
See lender for terms. Source: biz2credit.com · Data compiled: 2026-11-04
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Credibly
Direct lenderCapital · Availability: confirm with lender
See lender for terms. Source: credibly.com · Data compiled: 2026-11-04
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Kapitus
Direct lenderLoans · Availability: confirm with lender
See lender for terms. Source: kapitus.com · Data compiled: 2026-11-04
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Newtek Bank (NewtekOne)
Direct lenderSBA, $5K–$15M · Availability: confirm with lender
- Typical amount: $5K–$15M
- Published terms: 10–25-year terms, fully amortizing
Source: newtekone.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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OnDeck
Direct lender$5K–$400K · Availability: confirm with lender
- Typical amount: $5K–$400K
- Published terms: Terms up to 24 months
- Minimum requirements: 1 year in business; $100K annual revenue; 625 personal FICO; business bank account
Source: ondeck.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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PayPal Business Loans
Direct lenderLoans/WCL · Availability: confirm with lender
See lender for terms. Source: paypal.com · Data compiled: 2026-11-04
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Square Loans
Direct lenderLoans · Availability: confirm with lender
See lender for terms. Source: squareup.com · Data compiled: 2026-11-04
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