Specialty
SBA 7(a)/504/Microloans
Lenders participating in SBA 7(a), 504, and microloan programs. 17 institutions listed. Availability and terms are set by each lender.
LendSonar is not affiliated with or endorsed by the U.S. Small Business Administration. SBA loans are made by participating lenders.
Listed alphabetically. Listings are informational, compiled from public sources (data compiled 2026-11-04; not a per-lender verification of terms or state availability), and do not imply endorsement or affiliation; names are used only to identify each institution. No listing is sponsored today — paid placements, if any, will be labeled "Sponsored". Marketplaces and intermediaries are labeled because they do not lend directly. LendSonar is not a lender or broker and does not guarantee approval. Disclosures
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Balboa Capital (Ameris)
Direct lenderEquipment, SBA · Availability: confirm with lender
- Typical amount: SBA $400,000–$5 million
Source: balboacapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Byline Bank
Direct lenderSBA · Availability: confirm with lender
See lender for terms. Source: bylinebank.com · Data compiled: 2026-11-04
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CDC Small Business Finance
Direct lenderSBA 504, micro · Availability: confirm with lender
- Typical amount: SBA 504 $250K–$30M+; small loans $30K–$350K
Source: cdcloans.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Celtic Bank
Direct lenderSBA, capital · Availability: confirm with lender
- Typical amount: SBA 7(a)/504: $350K–$5M; working capital $50K–$350K; supply chain $50K–$1M
- Published terms: Up to 25 years (SBA); up to 10 years (working capital / supply chain)
Source: celticbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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DCU
Direct lenderPersonal, SBA · Availability: confirm with lender
See lender for terms. Source: dcu.org · Data compiled: 2026-11-04
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First Citizens Equipment Finance
Direct lenderEquipment, SBA · Availability: confirm with lender
See lender for terms. Source: firstcitizens.com · Data compiled: 2026-11-04
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First Internet Bank
Direct lenderSBA · Availability: confirm with lender
See lender for terms. Source: firstinternetbancorp.com · Data compiled: 2026-11-04
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Harvest Small Business Finance
Direct lenderSBA · Availability: confirm with lender
See lender for terms. Source: harvestsmallbusinessfinance.com · Data compiled: 2026-11-04
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Huntington Bank
Direct lenderSBA · Availability: confirm with lender
See lender for terms. Source: huntington.com · Data compiled: 2026-11-04
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Lendistry
Direct lenderCDFI · Availability: confirm with lender
- Typical amount: $10,000–$350,000 (term loan)
- Published terms: Estimated fixed rate from ~11% (see site)
- Minimum requirements: 2 years in business (or 1 year plus 5 years of industry experience); 620 minimum FICO
Source: lendistry.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Live Oak Bank
Direct lenderSBA 7(a)/504 · Availability: confirm with lender
- Typical amount: SBA up to $5M and above
Published excerpts (original wording)
SBA Benefit from government-backed financing with options extending up to $5 million and beyond.
— liveoakbank.comLive Oak® Express Get an SBA loan up to $350,000 with affordable monthly payments and quick access to capital.
— liveoakbank.com
Source: liveoakbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Newtek Bank (NewtekOne)
Direct lenderSBA, $5K–$15M · Availability: confirm with lender
- Typical amount: $5K–$15M
- Published terms: 10–25-year terms, fully amortizing
Source: newtekone.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Northeast Bank
Direct lenderCommercial · Availability: confirm with lender
- Typical amount: Working capital up to $350,000
Source: northeastbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Pursuit Lending
Direct lenderLoans CDFI/SBA · Availability: confirm with lender
- Typical amount: $10,000–$5,500,000+
Published excerpts (original wording)
Get a business loan Business loans from $10,000 - $5,500,000+ Affordable Rates & Terms View current 504 rates Discover what’s possible with Pursuit “Working with Pursuit has been great.
— pursuitlending.comApply for a business loan Explore our signature loan programs SBA 504 SBA 504 Low, fixed-interest rate funding from $50,000 to $5.5 million and beyond for owner-occupied commercial real estate purchase, heavy equipment p
— pursuitlending.com
Source: pursuitlending.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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Ready Capital
Direct lenderSBA, CRE · Availability: confirm with lender
- Typical amount: Bridge/construction $20MM–$50MM
Source: readycapital.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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SmartBiz
Marketplace — does not lend directlyPlataforma SBA · Availability: confirm with lender
- Typical amount: $50,000–$350,000
- Published terms: 10-year term; variable rate capped per SBA rules
Published excerpts (original wording)
10-year repayment terms with low monthly payments $50,000 - $350,000 for working capital and debt refinancing 3 SBA-capped variable rates with some of the lowest available APRs All direct and indirect owners must be U.S.
— smartbizbank.com
Source: smartbizbank.com · Data compiled: 2026-11-04 · Terms change; confirm current terms with the lender.
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The Bancorp Bank
Direct lenderSBA, flotas · Availability: confirm with lender
See lender for terms. Source: thebancorp.com · Data compiled: 2026-11-04
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